https://symantec-enterprise-podcasts.security.com/podcasts/arcot-intelligence-3-d-secure-ai-eraen-us2026 © BroadcomMatt Cooke, James Jenkins | Arcot by Broadcom | Global Leader in 3D Secure (3DS)Arcot is on the front lines of global transaction security and securing online transactions. We explore EMV 3-D Secure from every angle, from CNP fraud to frictionless commerce via Risk-Based Authentication. Moving past manual rulesets, our ML-powered Smart Ruleset automates risk decisions across PSD2, SCA, and global compliance. Focused on payment industry trends and actionable payment industry insights - from Data-Only flows to ending the merchant-issuer “blame game” - we reveal how AI-driven data exchange turns authentication into a revenue engine, driving higher approval rates, and growth.Arcot is on the front lines of global transaction security and securing online transactions. We explore EMV 3-D Secure from every angle, from CNP fraud to frictionless commerce via Risk-Based Authentication. Moving past manual rulesets, our ML-powered Smart Ruleset automates risk decisions across PSD2, SCA, and global compliance. Focused on payment industry trends and actionable payment industry insights - from Data-Only flows to ending the merchant-issuer “blame game” - we reveal how AI-driven data exchange turns authentication into a revenue engine, driving higher approval rates, and growth.episodicAdminerin.nichols@broadcom.comfalsefullThe ROI of 3D Secure Data-Sharing: How Data-Only, Visa DCAP Interchange Savings, and the Arcot Smart Ruleset Turn Data into ProfitIn this episode, we dive into Visa’s new Data Contribution Authentication Program (DCAP) and why it marks a "step change" for the 3-D Secure (3DS) ecosystem in the US and beyond. We explore how merchants are now leveraging 3DS Data-Share-Only (DSO) transactions to secure reduced interchange fees. Evidence of 3DS adoption appears in the data: 3DS volumes on the Arcot Network rose between 100% and 160% year-over-year in just one week. We dive into why more data leads to better issuer decisioning, higher approval and authorization rates, and a significant reduction in chargebacks - citing real-world results like the 6% chargeback drop seen in the Square case study. AI and the Arcot Smart Ruleset are becoming essential tools for issuers to defend against increasingly sophisticated fraudsters using LLMs to target payment vulnerabilities. Tune into this podcast to hear how the shift from using 3DS for high-risk transaction volumes to using it as a protocol for data-sharing is creating a more secure, efficient, and profitable landscape for both merchants and issuers.In this episode, we dive into Visa’s new Data Contribution Authentication Program (DCAP) and why it marks a "step change" for the 3-D Secure (3DS) ecosystem in the US and beyond. We explore how merchants are now leveraging 3DS Data-Share-Only (DSO) transactions to secure reduced interchange fees. Evidence of 3DS adoption appears in the data: 3DS volumes on the Arcot Network rose between 100% and 160% year-over-year in just one week. We dive into why more data leads to better issuer decisioning, higher approval and authorization rates, and a significant reduction in chargebacks - citing real-world results like the 6% chargeback drop seen in the Square case study. AI and the Arcot Smart Ruleset are becoming essential tools for issuers to defend against increasingly sophisticated fraudsters using LLMs to target payment vulnerabilities. Tune into this podcast to hear how the shift from using 3DS for high-risk transaction volumes to using it as a protocol for data-sharing is creating a more secure, efficient, and profitable landscape for both merchants and issuers.In this episode, we dive into Visa’s new Data Contribution Authentication Program (DCAP) and why it marks a "step change" for the 3-D Secure (3DS) ecosystem in the US and beyond. We explore how merchants are now leveraging 3DS Data-Share-Only (DSO) transactions to secure reduced interchange fees. Evidence of 3DS adoption appears in the data: 3DS volumes on the Arcot Network rose between 100% and 160% year-over-year in just one week. We dive into why more data leads to better issuer decisioning, higher approval and authorization rates, and a significant reduction in chargebacks - citing real-world results like the 6% chargeback drop seen in the Square case study. AI and the Arcot Smart Ruleset are becoming essential tools for issuers to defend against increasingly sophisticated fraudsters using LLMs to target payment vulnerabilities. Tune into this podcast to hear how the shift from using 3DS for high-risk transaction volumes to using it as a protocol for data-sharing is creating a more secure, efficient, and profitable landscape for both merchants and issuers.https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/April+26+Podcast.mp3Fri, 24 Apr 2026 14:20:05 +000000:19:40false44fullMore Data, More Signal: Rich Intelligence for 3DS Payment Optimization, Higher Approvals, and Greater Fraud SavingsData is at the core of everything Arcot does. Sitting at the heart of the 3-D Secure (3DS) ecosystem, The Arcot Network captures industry-wide intelligence. Arcot shares these insights -- from emerging global fraud trends down to granular, peer-to-peer benchmarking -- to empower smarter payment routing and better outcomes. Today, merchants routing transactions directly to authorization without accompanying data face staggering 15-20% decline rates. Fresh off the heels of MRC Vegas, Arcot is championing U.S. "data-only" adoption to fix this. The continuous flow of rich data strengthens risk-based authentication and fraud defenses, powers the automated fraud savings of The Arcot Smart Ruleset, improves authorization rates, and ultimately makes digital shopping smarter and safer for everyone. The Arcot Smart Ruleset has moved from hypothesis to proof with large issuers seeing $1m+ in annualized fraud savings. In the AI superintelligence era, the best models and the fastest adopters win. Tune in to learn more.Data is at the core of everything Arcot does. Sitting at the heart of the 3-D Secure (3DS) ecosystem, The Arcot Network captures industry-wide intelligence. Arcot shares these insights -- from emerging global fraud trends down to granular, peer-to-peer benchmarking -- to empower smarter payment routing and better outcomes. Today, merchants routing transactions directly to authorization without accompanying data face staggering 15-20% decline rates. Fresh off the heels of MRC Vegas, Arcot is championing U.S. "data-only" adoption to fix this. The continuous flow of rich data strengthens risk-based authentication and fraud defenses, powers the automated fraud savings of The Arcot Smart Ruleset, improves authorization rates, and ultimately makes digital shopping smarter and safer for everyone. The Arcot Smart Ruleset has moved from hypothesis to proof with large issuers seeing $1m+ in annualized fraud savings. In the AI superintelligence era, the best models and the fastest adopters win. Tune in to learn more.Data is at the core of everything Arcot does. Sitting at the heart of the 3-D Secure (3DS) ecosystem, The Arcot Network captures industry-wide intelligence. Arcot shares these insights -- from emerging global fraud trends down to granular, peer-to-peer benchmarking -- to empower smarter payment routing and better outcomes. Today, merchants routing transactions directly to authorization without accompanying data face staggering 15-20% decline rates. Fresh off the heels of MRC Vegas, Arcot is championing U.S. "data-only" adoption to fix this. The continuous flow of rich data strengthens risk-based authentication and fraud defenses, powers the automated fraud savings of The Arcot Smart Ruleset, improves authorization rates, and ultimately makes digital shopping smarter and safer for everyone. The Arcot Smart Ruleset has moved from hypothesis to proof with large issuers seeing $1m+ in annualized fraud savings. In the AI superintelligence era, the best models and the fastest adopters win. Tune in to learn more.https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/March+2026+Podcast.mp3Wed, 25 Mar 2026 17:05:11 +000000:24:32false34full3-D Secure Superintelligence3D Secure is well-suited for the AI superintelligence era, as a layer that can process what humans simply cannot. Shifting from basic scoring to models that rapidly analyze transactions that are full of rich and complete meta data, The Arcot Network uses billions of data points to deliver automated fraud savings measured in the millions with The Arcot Smart Ruleset. Arcot is bridging the divide between merchants and issuers through 3DS data and fraud rule automation to deliver real results. Tune in to learn more.3D Secure is well-suited for the AI superintelligence era, as a layer that can process what humans simply cannot. Shifting from basic scoring to models that rapidly analyze transactions that are full of rich and complete meta data, The Arcot Network uses billions of data points to deliver automated fraud savings measured in the millions with The Arcot Smart Ruleset. Arcot is bridging the divide between merchants and issuers through 3DS data and fraud rule automation to deliver real results. Tune in to learn more.3D Secure is well-suited for the AI superintelligence era, as a layer that can process what humans simply cannot. Shifting from basic scoring to models that rapidly analyze transactions that are full of rich and complete meta data, The Arcot Network uses billions of data points to deliver automated fraud savings measured in the millions with The Arcot Smart Ruleset. Arcot is bridging the divide between merchants and issuers through 3DS data and fraud rule automation to deliver real results. Tune in to learn more.https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Feb+2026+Podcast.mp3Thu, 19 Feb 2026 15:18:41 +000000:19:25false24fullWhy 3-D Secure is the New Standard for 2026 Global eCommerce Payment SecurityKick off 2026 by discovering how 3D Secure has evolved into a standard for global eCommerce payment security. Host Matt Cooke likens the protocol to the security chip on a physical credit card, but purpose-built for eCommerce payments. Learn how mega-merchants are leveraging 3DS data-only experiments and smart routing to raise approval rates without adding customer friction. Updates on the Arcot Smart Ruleset reveal that automated fraud detection is delivering millions and millions of dollars in fraud savings to issuers on the Arcot Network; those that are not using automated fraud detection are leaving revenue on the table. Discover why SMS authentication is finally hitting its "magstripe moment" and why in-app biometrics are the non-negotiable future of secure payments. Tune in to master the art of "closing the loop" between authentication and authorization to maximize revenue and security in the year ahead. Kick off 2026 by discovering how 3D Secure has evolved into a standard for global eCommerce payment security. Host Matt Cooke likens the protocol to the security chip on a physical credit card, but purpose-built for eCommerce payments. Learn how mega-merchants are leveraging 3DS data-only experiments and smart routing to raise approval rates without adding customer friction. Updates on the Arcot Smart Ruleset reveal that automated fraud detection is delivering millions and millions of dollars in fraud savings to issuers on the Arcot Network; those that are not using automated fraud detection are leaving revenue on the table. Discover why SMS authentication is finally hitting its "magstripe moment" and why in-app biometrics are the non-negotiable future of secure payments. Tune in to master the art of "closing the loop" between authentication and authorization to maximize revenue and security in the year ahead. Kick off 2026 by discovering how 3D Secure has evolved into a standard for global eCommerce payment security. Host Matt Cooke likens the protocol to the security chip on a physical credit card, but purpose-built for eCommerce payments. Learn how mega-merchants are leveraging 3DS data-only experiments and smart routing to raise approval rates without adding customer friction. Updates on the Arcot Smart Ruleset reveal that automated fraud detection is delivering millions and millions of dollars in fraud savings to issuers on the Arcot Network; those that are not using automated fraud detection are leaving revenue on the table. Discover why SMS authentication is finally hitting its "magstripe moment" and why in-app biometrics are the non-negotiable future of secure payments. Tune in to master the art of "closing the loop" between authentication and authorization to maximize revenue and security in the year ahead. https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Jan+2026+Podcast.mp3Thu, 22 Jan 2026 23:52:59 +000000:23:08false14fullScaling Arcot: 3-D Secure (3DS), Smart Rulesets, and Consortium Data with Matt Cooke, GMHow do you balance startup agility with global scale? Arcot GM Matt Cooke shares how the Arcot business evolved from a niche player into a standalone Broadcom division to lead the 3-D Secure (3DS) market. Matt explores global 3-D Secure trends, contrasting the regulatory landscape of Europe with the revenue-optimization boom in the U.S., explaining why American merchants are rapidly adopting 3DS. Plus, discover how Arcot’s SaaS consortium model leverages AI Smart Rulesets and industry benchmarking to turn payment security into a revenue driver.How do you balance startup agility with global scale? Arcot GM Matt Cooke shares how the Arcot business evolved from a niche player into a standalone Broadcom division to lead the 3-D Secure (3DS) market. Matt explores global 3-D Secure trends, contrasting the regulatory landscape of Europe with the revenue-optimization boom in the U.S., explaining why American merchants are rapidly adopting 3DS. Plus, discover how Arcot’s SaaS consortium model leverages AI Smart Rulesets and industry benchmarking to turn payment security into a revenue driver.How do you balance startup agility with global scale? Arcot GM Matt Cooke shares how the Arcot business evolved from a niche player into a standalone Broadcom division to lead the 3-D Secure (3DS) market. Matt explores global 3-D Secure trends, contrasting the regulatory landscape of Europe with the revenue-optimization boom in the U.S., explaining why American merchants are rapidly adopting 3DS. Plus, discover how Arcot’s SaaS consortium model leverages AI Smart Rulesets and industry benchmarking to turn payment security into a revenue driver.https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Dec+25+Podcast.mp3Wed, 17 Dec 2025 19:48:32 +000000:20:02false123fullThe Data-Driven Advantage for Higher Approvals and Smarter Security: 3-D Secure, Exemptions, and The Arcot Smart RulesetMerchants and issuers are heading into the holiday season with growing confidence in 3-D Secure, as data-only (RCI-06) and TRA-based (RCI-05) transactions mature and deliver stronger authorization performance. Merchants are shifting from using 3DS mainly for liability protection to using it as a true data-exchange channel, while issuers adopting The Arcot Smart Ruleset are seeing meaningful reductions in fraud and friction driven by automation. Enabling these capabilities promptly is critical, as waiting only sacrifices valuable fraud savings and authorization improvements when they matter most.Merchants and issuers are heading into the holiday season with growing confidence in 3-D Secure, as data-only (RCI-06) and TRA-based (RCI-05) transactions mature and deliver stronger authorization performance. Merchants are shifting from using 3DS mainly for liability protection to using it as a true data-exchange channel, while issuers adopting The Arcot Smart Ruleset are seeing meaningful reductions in fraud and friction driven by automation. Enabling these capabilities promptly is critical, as waiting only sacrifices valuable fraud savings and authorization improvements when they matter most.Merchants and issuers are heading into the holiday season with growing confidence in 3-D Secure, as data-only (RCI-06) and TRA-based (RCI-05) transactions mature and deliver stronger authorization performance. Merchants are shifting from using 3DS mainly for liability protection to using it as a true data-exchange channel, while issuers adopting The Arcot Smart Ruleset are seeing meaningful reductions in fraud and friction driven by automation. Enabling these capabilities promptly is critical, as waiting only sacrifices valuable fraud savings and authorization improvements when they matter most.https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/November+2025+Podcast.mp3Thu, 20 Nov 2025 20:15:27 +000000:19:08false113fullArcot Summits Highlight a New Era of Data-Driven 3-D Secure PerformanceThe Arcot Dublin and London 3DS Summits highlighted a clear shift in the industry. Merchants are now using 3-D Secure as a performance driver to boost approvals, enhance experience, and reduce fraud. Momentum is growing around Data-Only and Acquirer TRA, with richer data from merchants enabling smarter, frictionless decisioning from issuers. Meanwhile, The Arcot Smart Ruleset has gone live, marking a turning point in intelligent authentication. It's delivering measurable gains -- cutting fraud losses, improving approvals, and reducing friction -- that amount to real revenue savings. Arcot brings a cross-network vantage point, thousands of banks, billions of transactions, using data to strengthen decisioning.The Arcot Dublin and London 3DS Summits highlighted a clear shift in the industry. Merchants are now using 3-D Secure as a performance driver to boost approvals, enhance experience, and reduce fraud. Momentum is growing around Data-Only and Acquirer TRA, with richer data from merchants enabling smarter, frictionless decisioning from issuers. Meanwhile, The Arcot Smart Ruleset has gone live, marking a turning point in intelligent authentication. It's delivering measurable gains -- cutting fraud losses, improving approvals, and reducing friction -- that amount to real revenue savings. Arcot brings a cross-network vantage point, thousands of banks, billions of transactions, using data to strengthen decisioning.The Arcot Dublin and London 3DS Summits highlighted a clear shift in the industry. Merchants are now using 3-D Secure as a performance driver to boost approvals, enhance experience, and reduce fraud. Momentum is growing around Data-Only and Acquirer TRA, with richer data from merchants enabling smarter, frictionless decisioning from issuers. Meanwhile, The Arcot Smart Ruleset has gone live, marking a turning point in intelligent authentication. It's delivering measurable gains -- cutting fraud losses, improving approvals, and reducing friction -- that amount to real revenue savings. Arcot brings a cross-network vantage point, thousands of banks, billions of transactions, using data to strengthen decisioning.https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Oct+2025+PodcastFinal.mp3Wed, 29 Oct 2025 21:38:24 +000000:18:99false103fullAI, Fraud, and the Future of Payments: Inside The Arcot Smart RulesetThis episode gives a preview of Arcot's upcoming 3DS Summits and explores how AI is reshaping payments security. With fraudsters using it to scale attacks, Arcot leads the charge in payment security in launching an adaptive ruleset. Discover how The Arcot Smart Ruleset -- which leverages decades of vast transaction data from The Arcot Network -- offers issuers a scalable, adaptive, data-rich approach to combat today's sophisticated fraud, reduce false declines, and improve customer experience. This episode gives a preview of Arcot's upcoming 3DS Summits and explores how AI is reshaping payments security. With fraudsters using it to scale attacks, Arcot leads the charge in payment security in launching an adaptive ruleset. Discover how The Arcot Smart Ruleset -- which leverages decades of vast transaction data from The Arcot Network -- offers issuers a scalable, adaptive, data-rich approach to combat today's sophisticated fraud, reduce false declines, and improve customer experience. This episode gives a preview of Arcot's upcoming 3DS Summits and explores how AI is reshaping payments security. With fraudsters using it to scale attacks, Arcot leads the charge in payment security in launching an adaptive ruleset. Discover how The Arcot Smart Ruleset -- which leverages decades of vast transaction data from The Arcot Network -- offers issuers a scalable, adaptive, data-rich approach to combat today's sophisticated fraud, reduce false declines, and improve customer experience. https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/September+Podcast.mp3Thu, 25 Sep 2025 22:20:53 +000000:25:31false93fullRevolutionizing Authentication: Arcot's Smart Ruleset​Arcot’s August podcast explores how The Arcot Smart Ruleset is revolutionizing authentication. Powered by 20+ years of transaction data, advanced machine learning, and real-time network signals, this innovation makes smarter authentication decisions in milliseconds – helping issuers block more fraud, approve more legitimate transactions, and cut down false declines. The episode also highlights how 3DS Data-Only flows are gaining traction, giving issuers the richer context they need to improve fraud detection and transaction approval rates.Arcot’s August podcast explores how The Arcot Smart Ruleset is revolutionizing authentication. Powered by 20+ years of transaction data, advanced machine learning, and real-time network signals, this innovation makes smarter authentication decisions in milliseconds – helping issuers block more fraud, approve more legitimate transactions, and cut down false declines. The episode also highlights how 3DS Data-Only flows are gaining traction, giving issuers the richer context they need to improve fraud detection and transaction approval rates.Arcot’s August podcast explores how The Arcot Smart Ruleset is revolutionizing authentication. Powered by 20+ years of transaction data, advanced machine learning, and real-time network signals, this innovation makes smarter authentication decisions in milliseconds – helping issuers block more fraud, approve more legitimate transactions, and cut down false declines. The episode also highlights how 3DS Data-Only flows are gaining traction, giving issuers the richer context they need to improve fraud detection and transaction approval rates.https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Aug+2025+Podcast.mp3Tue, 02 Sep 2025 20:42:06 +000000:22:42false83full 3DS Hits the Mainstream While Arcot Powers the Next Phase of 3DS with Smart RulesetsIn Arcot's July podcast, hosts James Jenkins, Head of Customer Development, and Matt Cooke, General Manager, explore how 3-D Secure is evolving from a regulatory obligation to a performance driver across global markets. They unpack how merchants and issuers are moving beyond compliance and using 3DS to reduce false declines and improve approval rates. Arcot's Smart Ruleset, which uses machine learning to optimize authentication decisions, is delivering stronger fraud prevention with minimal friction. This episode shows how 3DS is becoming a smarter, more strategic part of the payments experience. In Arcot's July podcast, hosts James Jenkins, Head of Customer Development, and Matt Cooke, General Manager, explore how 3-D Secure is evolving from a regulatory obligation to a performance driver across global markets. They unpack how merchants and issuers are moving beyond compliance and using 3DS to reduce false declines and improve approval rates. Arcot's Smart Ruleset, which uses machine learning to optimize authentication decisions, is delivering stronger fraud prevention with minimal friction. This episode shows how 3DS is becoming a smarter, more strategic part of the payments experience. In Arcot's July podcast, hosts James Jenkins, Head of Customer Development, and Matt Cooke, General Manager, explore how 3-D Secure is evolving from a regulatory obligation to a performance driver across global markets. They unpack how merchants and issuers are moving beyond compliance and using 3DS to reduce false declines and improve approval rates. Arcot's Smart Ruleset, which uses machine learning to optimize authentication decisions, is delivering stronger fraud prevention with minimal friction. This episode shows how 3DS is becoming a smarter, more strategic part of the payments experience. https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/July2025.mp3Tue, 29 Jul 2025 17:43:30 +000000:24:36false73fullThe 3DS Turning Point: Smart Signals, Better Outcomes, Smarter AuthenticationIn Arcot's June podcast, James Jenkins, Head of Customer Development, and Matt Cooke, GM examine the current wave of large-scale adoption of 3DS that’s transforming the protocol into a performance asset and revenue enabler across the ecosystem. Arcot's latest pilot with Square exemplifies what’s possible when there is smarter data-sharing between merchants and issuers. Meaningfully higher approvals without added risk, thanks to intelligent routing and high-quality data upstream. Arcot is also showcasing how to deliver smarter authentication with the innovation of Arcot’s Smart Ruleset. Trained on billions of transactions and device profiles on The Arcot Network, Smart Ruleset is delivering powerful results at scale: reduced fraud, improved approval rates, and a more seamless customer experience, all while maintaining regulatory compliance. In Arcot's June podcast, James Jenkins, Head of Customer Development, and Matt Cooke, GM examine the current wave of large-scale adoption of 3DS that’s transforming the protocol into a performance asset and revenue enabler across the ecosystem. Arcot's latest pilot with Square exemplifies what’s possible when there is smarter data-sharing between merchants and issuers. Meaningfully higher approvals without added risk, thanks to intelligent routing and high-quality data upstream. Arcot is also showcasing how to deliver smarter authentication with the innovation of Arcot’s Smart Ruleset. Trained on billions of transactions and device profiles on The Arcot Network, Smart Ruleset is delivering powerful results at scale: reduced fraud, improved approval rates, and a more seamless customer experience, all while maintaining regulatory compliance. In Arcot's June podcast, James Jenkins, Head of Customer Development, and Matt Cooke, GM examine the current wave of large-scale adoption of 3DS that’s transforming the protocol into a performance asset and revenue enabler across the ecosystem. Arcot's latest pilot with Square exemplifies what’s possible when there is smarter data-sharing between merchants and issuers. Meaningfully higher approvals without added risk, thanks to intelligent routing and high-quality data upstream. Arcot is also showcasing how to deliver smarter authentication with the innovation of Arcot’s Smart Ruleset. Trained on billions of transactions and device profiles on The Arcot Network, Smart Ruleset is delivering powerful results at scale: reduced fraud, improved approval rates, and a more seamless customer experience, all while maintaining regulatory compliance. https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/June+25+Podcast+Final+to+Post.mp3Thu, 26 Jun 2025 18:59:55 +000000:24:56false63fullThe Future of Optimized 3DS: RCI Codes, Method URL, and Arcot's Dynamically Smart RulesThe May podcast episode is now live! Tune in to hear James Jenkins, Global Head of Customer Development, and Matt Cooke, GM of Arcot discuss the latest in 3DS. This epidose focuses on how optimizing 3DS with RCI Codes and ACS routing allows issuers to receive richer data, leading to improved authentication and authorization outcomes like those from the Square | Arcot Case Study. The 3DS Method URL call plays a critical role in allowing merchants to share detailed device and browser data with issuers. Despite its simplicity to implement, many merchants aren't using it. Arcot is dynamically fine-tuning authentication decisions with real-time data via Arcot's Smart Ruleset. This innovation adapts to issuer performance, fraud signals, and merchant behavior to optimize each transaction -- balancing security with approval performance. The May podcast episode is now live! Tune in to hear James Jenkins, Global Head of Customer Development, and Matt Cooke, GM of Arcot discuss the latest in 3DS. This epidose focuses on how optimizing 3DS with RCI Codes and ACS routing allows issuers to receive richer data, leading to improved authentication and authorization outcomes like those from the Square | Arcot Case Study. The 3DS Method URL call plays a critical role in allowing merchants to share detailed device and browser data with issuers. Despite its simplicity to implement, many merchants aren't using it. Arcot is dynamically fine-tuning authentication decisions with real-time data via Arcot's Smart Ruleset. This innovation adapts to issuer performance, fraud signals, and merchant behavior to optimize each transaction -- balancing security with approval performance. The May podcast episode is now live! Tune in to hear James Jenkins, Global Head of Customer Development, and Matt Cooke, GM of Arcot discuss the latest in 3DS. This epidose focuses on how optimizing 3DS with RCI Codes and ACS routing allows issuers to receive richer data, leading to improved authentication and authorization outcomes like those from the Square | Arcot Case Study. The 3DS Method URL call plays a critical role in allowing merchants to share detailed device and browser data with issuers. Despite its simplicity to implement, many merchants aren't using it. Arcot is dynamically fine-tuning authentication decisions with real-time data via Arcot's Smart Ruleset. This innovation adapts to issuer performance, fraud signals, and merchant behavior to optimize each transaction -- balancing security with approval performance. https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/May+25.mp3Wed, 28 May 2025 15:08:09 +000000:17:29false53full3D Secure Reimagined: How Merchants and Issuers Are Turning the Blame Game into Smarter, Seamless AuthenticationThe 3DS landscape is undergoing a major shift from a historic "blame game" between merchants and issuers toward real collaboration built on data sharing and trust. In Arcot's April podcast episode, James Jenkins, Head of Customer Development and Matt Cooke, GM and VP of Arcot, discuss how merchants are now using 3DS, not just to shift fraud liability, but as a communication protocol with issuers. The rise of "data-only" transactions (RCI 06) is fueling this change, improving approval rates while reducing friction for legitimate customers, particularly in the US region where false declines are a big problem. False declines impact trust and loyalty for merchants and issuers alike. When merchants share rich risk signals, they help issuers make smarter, faster decisions. Arcot's Smart Ruleset is also helping issuers optimize authentication strategies based on changing merchant behavior and transaction patterns without overhauling existing systems. Smart Ruleset is focused on improving approval rates while minimizing fraud exposure. Early adopters are seeing critical advantages in their metrics, including lower fraud, higher approval rates, and a stronger customer experience. The industry is shifting from a fragmented approach toward data-driven collaboration. The payoff? Lower fraud, higher approval rates, fewer false declines, and smarter risk handling. The 3DS landscape is undergoing a major shift from a historic "blame game" between merchants and issuers toward real collaboration built on data sharing and trust. In Arcot's April podcast episode, James Jenkins, Head of Customer Development and Matt Cooke, GM and VP of Arcot, discuss how merchants are now using 3DS, not just to shift fraud liability, but as a communication protocol with issuers. The rise of "data-only" transactions (RCI 06) is fueling this change, improving approval rates while reducing friction for legitimate customers, particularly in the US region where false declines are a big problem. False declines impact trust and loyalty for merchants and issuers alike. When merchants share rich risk signals, they help issuers make smarter, faster decisions. Arcot's Smart Ruleset is also helping issuers optimize authentication strategies based on changing merchant behavior and transaction patterns without overhauling existing systems. Smart Ruleset is focused on improving approval rates while minimizing fraud exposure. Early adopters are seeing critical advantages in their metrics, including lower fraud, higher approval rates, and a stronger customer experience. The industry is shifting from a fragmented approach toward data-driven collaboration. The payoff? Lower fraud, higher approval rates, fewer false declines, and smarter risk handling. The 3DS landscape is undergoing a major shift from a historic "blame game" between merchants and issuers toward real collaboration built on data sharing and trust. In Arcot's April podcast episode, James Jenkins, Head of Customer Development and Matt Cooke, GM and VP of Arcot, discuss how merchants are now using 3DS, not just to shift fraud liability, but as a communication protocol with issuers. The rise of "data-only" transactions (RCI 06) is fueling this change, improving approval rates while reducing friction for legitimate customers, particularly in the US region where false declines are a big problem. False declines impact trust and loyalty for merchants and issuers alike. When merchants share rich risk signals, they help issuers make smarter, faster decisions. Arcot's Smart Ruleset is also helping issuers optimize authentication strategies based on changing merchant behavior and transaction patterns without overhauling existing systems. Smart Ruleset is focused on improving approval rates while minimizing fraud exposure. Early adopters are seeing critical advantages in their metrics, including lower fraud, higher approval rates, and a stronger customer experience. The industry is shifting from a fragmented approach toward data-driven collaboration. The payoff? Lower fraud, higher approval rates, fewer false declines, and smarter risk handling. https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/April+25.mp3Mon, 28 Apr 2025 19:51:47 +000000:21:44false43fullWelcome to the March edition of the Arcot podcast. In this episode, James Jenkins and Matt Cooke explore shifting perceptions of 3DS, highlighting its rising adoption in the US and the growing recognition of its ability to reduce friction while boosting security. Arcot's AI-driven Smart Ruleset pilot is transforming the rule-writing game, delivering higher authorization rates, reduced friction, and enhanced fraud protection. By replacing manual rule-writing with a data-driven, adaptive fraud prevention strategy, Smart Ruleset is offering a smarter approach to transaction security. Welcome to the March edition of the Arcot podcast. In this episode, James Jenkins and Matt Cooke explore shifting perceptions of 3DS, highlighting its rising adoption in the US and the growing recognition of its ability to reduce friction while boosting security. Arcot's AI-driven Smart Ruleset pilot is transforming the rule-writing game, delivering higher authorization rates, reduced friction, and enhanced fraud protection. By replacing manual rule-writing with a data-driven, adaptive fraud prevention strategy, Smart Ruleset is offering a smarter approach to transaction security. Welcome to the March edition of the Arcot podcast. In this episode, James Jenkins and Matt Cooke explore shifting perceptions of 3DS, highlighting its rising adoption in the US and the growing recognition of its ability to reduce friction while boosting security. Arcot's AI-driven Smart Ruleset pilot is transforming the rule-writing game, delivering higher authorization rates, reduced friction, and enhanced fraud protection. By replacing manual rule-writing with a data-driven, adaptive fraud prevention strategy, Smart Ruleset is offering a smarter approach to transaction security. https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/March+2025+Podcast+Final+mp3.mp3Fri, 21 Mar 2025 19:51:57 +000000:27:14false33fullDispelling Myths About 3DS and Leveraging 3DS for Metadata ExchangeWelcome to the February edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss 3DS myths that continue to permeate the industry, particularly amongst merchants in the US. Leveraging 3DS, as the collaborative tool it was designed to be, leads to fewer false declines, higher approval rates, and gives consumers the fraud protection they want. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. Welcome to the February edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss 3DS myths that continue to permeate the industry, particularly amongst merchants in the US. Leveraging 3DS, as the collaborative tool it was designed to be, leads to fewer false declines, higher approval rates, and gives consumers the fraud protection they want. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. Welcome to the February edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss 3DS myths that continue to permeate the industry, particularly amongst merchants in the US. Leveraging 3DS, as the collaborative tool it was designed to be, leads to fewer false declines, higher approval rates, and gives consumers the fraud protection they want. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Feb+25+Podcast+Final.mp3Tue, 25 Feb 2025 22:32:29 +000000:18:32false23fullThe Arcot Smart RulesetWelcome to the January edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss Arcot’s Smart Ruleset: a game-changer in fraud prevention. Traditional manual rule writing is time-intensive, reactive, and often inefficient in combating sophisticated AI-driven fraud and bot attacks. Arcot’s Smart Ruleset leverages intelligence from across the Arcot Network, enabling a proactive, automated approach to fraud detection and prevention. This evolution transforms what was once a laborious, manual process into a streamlined, intelligent system. We will be meeting with customers in the coming months to review Smart Ruleset outcomes. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. Welcome to the January edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss Arcot’s Smart Ruleset: a game-changer in fraud prevention. Traditional manual rule writing is time-intensive, reactive, and often inefficient in combating sophisticated AI-driven fraud and bot attacks. Arcot’s Smart Ruleset leverages intelligence from across the Arcot Network, enabling a proactive, automated approach to fraud detection and prevention. This evolution transforms what was once a laborious, manual process into a streamlined, intelligent system. We will be meeting with customers in the coming months to review Smart Ruleset outcomes. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. Welcome to the January edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss Arcot’s Smart Ruleset: a game-changer in fraud prevention. Traditional manual rule writing is time-intensive, reactive, and often inefficient in combating sophisticated AI-driven fraud and bot attacks. Arcot’s Smart Ruleset leverages intelligence from across the Arcot Network, enabling a proactive, automated approach to fraud detection and prevention. This evolution transforms what was once a laborious, manual process into a streamlined, intelligent system. We will be meeting with customers in the coming months to review Smart Ruleset outcomes. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/2025+-+January+Arcot+Podcast.mp3Mon, 27 Jan 2025 22:20:31 +000000:21:55false13full2024 Year in Review and 2025 PredictionsWelcome to the December edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke look back on 2024 and share some of the year's accomplishments and give their predictions for what's in store for the industry in 2025. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. We hope you enjoy this edition!Welcome to the December edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke look back on 2024 and share some of the year's accomplishments and give their predictions for what's in store for the industry in 2025. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. We hope you enjoy this edition!Welcome to the December edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke look back on 2024 and share some of the year's accomplishments and give their predictions for what's in store for the industry in 2025. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. We hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Dec+24+Arcot+Podcast+Recording.mp3Thu, 12 Dec 2024 22:48:32 +000000:22:03false122fullSmart Rulesets: Elevating Fraud PreventionWelcome to the November edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke share the Arcot's peak shopping season readiness and the impressive results from our recent A/B testing of Arcot’s Smart Rulesets. For those new to the concept, Smart Rulesets are a game-changer in fraud prevention. Traditional manual rule writing is time-intensive, reactive, and often inefficient in combating sophisticated AI-driven fraud and bot attacks. Arcot’s Smart Rulesets leverage intelligence from across the Arcot Network, enabling a proactive, automated approach to fraud detection and prevention. This evolution transforms what was once a laborious, manual process into a streamlined, intelligent system. With results demonstrating a significant impact, we encourage all customers to review their outcomes and consider adopting this proactive solution as we move into 2025. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry.Welcome to the November edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke share the Arcot's peak shopping season readiness and the impressive results from our recent A/B testing of Arcot’s Smart Rulesets. For those new to the concept, Smart Rulesets are a game-changer in fraud prevention. Traditional manual rule writing is time-intensive, reactive, and often inefficient in combating sophisticated AI-driven fraud and bot attacks. Arcot’s Smart Rulesets leverage intelligence from across the Arcot Network, enabling a proactive, automated approach to fraud detection and prevention. This evolution transforms what was once a laborious, manual process into a streamlined, intelligent system. With results demonstrating a significant impact, we encourage all customers to review their outcomes and consider adopting this proactive solution as we move into 2025. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry.Welcome to the November edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke share the Arcot's peak shopping season readiness and the impressive results from our recent A/B testing of Arcot’s Smart Rulesets. For those new to the concept, Smart Rulesets are a game-changer in fraud prevention. Traditional manual rule writing is time-intensive, reactive, and often inefficient in combating sophisticated AI-driven fraud and bot attacks. Arcot’s Smart Rulesets leverage intelligence from across the Arcot Network, enabling a proactive, automated approach to fraud detection and prevention. This evolution transforms what was once a laborious, manual process into a streamlined, intelligent system. With results demonstrating a significant impact, we encourage all customers to review their outcomes and consider adopting this proactive solution as we move into 2025. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry.https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+November+2024.mp3Wed, 27 Nov 2024 18:20:42 +000000:25:22false112fullShaping the Future of 3DS: Arcot’s Dublin and London Summits HighlightsWelcome to the October edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss the highlights and key takeaways from the recent Arcot 3DS events held last week in Dublin and London. We encourage ongoing participation, as feedback has been very positive. Both organizers and attendees benefit significantly from these events, and we aim to make them even more impactful in the future. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. We hope you enjoy this edition! Welcome to the October edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss the highlights and key takeaways from the recent Arcot 3DS events held last week in Dublin and London. We encourage ongoing participation, as feedback has been very positive. Both organizers and attendees benefit significantly from these events, and we aim to make them even more impactful in the future. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. We hope you enjoy this edition! Welcome to the October edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss the highlights and key takeaways from the recent Arcot 3DS events held last week in Dublin and London. We encourage ongoing participation, as feedback has been very positive. Both organizers and attendees benefit significantly from these events, and we aim to make them even more impactful in the future. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular updates on everything related to 3-D Secure and the digital payments industry. We hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+October+2024.mp3Tue, 29 Oct 2024 20:37:14 +000000:23:08false102fullEvents Spotlight: Recent Highlights and Future PreviewsWelcome to the September edition of the Arcot podcast! In this episode, James Jenkins discusses the upcoming Arcot 3-D Secure Summits. The first summit will take place in Dublin on October 22nd, followed by the sixth summit in London on October 24th. These events bring together industry leaders from the 3DS ecosystem, including Issuers, Processors, and Merchants. The key topics revolve around optimizing payments and reducing fraud by leveraging 3DS. In addition, James provides the key highlights and takeaways from the industry events that Arcot has been part of – the Merchant Risk Council Conference in San Diego and the Merchant Advisory Group conference in Orlando. Listen to this podcast to get the highlights from this month’s Newsletter or subscribe to Arcot Comms (on arcot.com) for regular updates on everything related to 3-D Secure and the digital payments industry. We hope you enjoy this edition! Welcome to the September edition of the Arcot podcast! In this episode, James Jenkins discusses the upcoming Arcot 3-D Secure Summits. The first summit will take place in Dublin on October 22nd, followed by the sixth summit in London on October 24th. These events bring together industry leaders from the 3DS ecosystem, including Issuers, Processors, and Merchants. The key topics revolve around optimizing payments and reducing fraud by leveraging 3DS. In addition, James provides the key highlights and takeaways from the industry events that Arcot has been part of – the Merchant Risk Council Conference in San Diego and the Merchant Advisory Group conference in Orlando. Listen to this podcast to get the highlights from this month’s Newsletter or subscribe to Arcot Comms (on arcot.com) for regular updates on everything related to 3-D Secure and the digital payments industry. We hope you enjoy this edition! Welcome to the September edition of the Arcot podcast! In this episode, James Jenkins discusses the upcoming Arcot 3-D Secure Summits. The first summit will take place in Dublin on October 22nd, followed by the sixth summit in London on October 24th. These events bring together industry leaders from the 3DS ecosystem, including Issuers, Processors, and Merchants. The key topics revolve around optimizing payments and reducing fraud by leveraging 3DS. In addition, James provides the key highlights and takeaways from the industry events that Arcot has been part of – the Merchant Risk Council Conference in San Diego and the Merchant Advisory Group conference in Orlando. Listen to this podcast to get the highlights from this month’s Newsletter or subscribe to Arcot Comms (on arcot.com) for regular updates on everything related to 3-D Secure and the digital payments industry. We hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+September+2024.mp3Mon, 23 Sep 2024 22:07:42 +000000:14:01false92fullArcot Scorecard Welcome to the August edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss how merchants can use the Arcot Scorecard to improve payment authentication outcomes. The Arcot Scorecard provides detailed authentication performance data, offering a comprehensive summary of 3DS performance and comparing it against similar merchants. By using the scorecard, merchants can gain insights into areas where they can enhance their performance and maximize value. This tool highlights transaction flows, and key metrics, and provides comparisons against peers, enabling data-driven improvements. Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition! Welcome to the August edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss how merchants can use the Arcot Scorecard to improve payment authentication outcomes. The Arcot Scorecard provides detailed authentication performance data, offering a comprehensive summary of 3DS performance and comparing it against similar merchants. By using the scorecard, merchants can gain insights into areas where they can enhance their performance and maximize value. This tool highlights transaction flows, and key metrics, and provides comparisons against peers, enabling data-driven improvements. Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition! Welcome to the August edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss how merchants can use the Arcot Scorecard to improve payment authentication outcomes. The Arcot Scorecard provides detailed authentication performance data, offering a comprehensive summary of 3DS performance and comparing it against similar merchants. By using the scorecard, merchants can gain insights into areas where they can enhance their performance and maximize value. This tool highlights transaction flows, and key metrics, and provides comparisons against peers, enabling data-driven improvements. Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+August+2024.mp3Thu, 29 Aug 2024 16:50:41 +000000:27:00false82full3-D Secure as a Means of Sharing Data for Higher Approval Rates: A Conversation with ArcotWelcome to the July edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss how merchants and issuers are now collaborating, and sharing real-time data to enhance decision-making processes. By providing issuers with more data through 3DS, merchants ensure a comprehensive view of transactions. This empowers issuers to make better decisions, resulting in higher approval rates for transactions. The shared goal remains clear: streamline legitimate transactions while preventing fraudulent activity effectively. Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition! Welcome to the July edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss how merchants and issuers are now collaborating, and sharing real-time data to enhance decision-making processes. By providing issuers with more data through 3DS, merchants ensure a comprehensive view of transactions. This empowers issuers to make better decisions, resulting in higher approval rates for transactions. The shared goal remains clear: streamline legitimate transactions while preventing fraudulent activity effectively. Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition! Welcome to the July edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss how merchants and issuers are now collaborating, and sharing real-time data to enhance decision-making processes. By providing issuers with more data through 3DS, merchants ensure a comprehensive view of transactions. This empowers issuers to make better decisions, resulting in higher approval rates for transactions. The shared goal remains clear: streamline legitimate transactions while preventing fraudulent activity effectively. Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+July+2024.mp3Wed, 24 Jul 2024 20:28:34 +000000:20:44false72fullTechnological Innovation: A Walk-through of a 3DS TransactionWelcome to the June edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss each step of a 3DS transaction; with a discussion on innovation at each stage, and provide more insights into how merchants today use 3DS primarily for higher approval rates or compliance as opposed to leveraging 3DS as a tool to shift fraud liability. Check out this podcast to learn more! Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition! Welcome to the June edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss each step of a 3DS transaction; with a discussion on innovation at each stage, and provide more insights into how merchants today use 3DS primarily for higher approval rates or compliance as opposed to leveraging 3DS as a tool to shift fraud liability. Check out this podcast to learn more! Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition! Welcome to the June edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss each step of a 3DS transaction; with a discussion on innovation at each stage, and provide more insights into how merchants today use 3DS primarily for higher approval rates or compliance as opposed to leveraging 3DS as a tool to shift fraud liability. Check out this podcast to learn more! Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+June+2024_0.mp3Fri, 21 Jun 2024 16:47:47 +000000:24:57false62fullDriving Higher Payment Approval Rates for Merchants Welcome to the May edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share updates on the merchant pilots; using 06 and 05 RCI codes to drive performance, upcoming events, and scorecard enhancements. Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition!Welcome to the May edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share updates on the merchant pilots; using 06 and 05 RCI codes to drive performance, upcoming events, and scorecard enhancements. Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition!Welcome to the May edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share updates on the merchant pilots; using 06 and 05 RCI codes to drive performance, upcoming events, and scorecard enhancements. Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+May+2024.mp3Mon, 20 May 2024 23:16:56 +000000:21:36false52fullArcot 3DS Summit Highlights and Leveraging AI in the Arcot PlatformWelcome to the April edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share highlights from the recent Arcot 3DS Summit in London. They also cover ​​leveraging AI in the Arcot platform; specifically the AI ruleset. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the April edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share highlights from the recent Arcot 3DS Summit in London. They also cover ​​leveraging AI in the Arcot platform; specifically the AI ruleset. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the April edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share highlights from the recent Arcot 3DS Summit in London. They also cover ​​leveraging AI in the Arcot platform; specifically the AI ruleset. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+April+2024.mp3Mon, 22 Apr 2024 21:05:31 +000000:24:12false42fullArcot to ArcotWelcome to the March edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss an Arcot to Arcot approach (Arcot 3DSS to Arcot ACS), which results in additional data shared between Merchants and Issuers to realize higher approval rates, less friction, and reduced fraud. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! Welcome to the March edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss an Arcot to Arcot approach (Arcot 3DSS to Arcot ACS), which results in additional data shared between Merchants and Issuers to realize higher approval rates, less friction, and reduced fraud. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! Welcome to the March edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss an Arcot to Arcot approach (Arcot 3DSS to Arcot ACS), which results in additional data shared between Merchants and Issuers to realize higher approval rates, less friction, and reduced fraud. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+March+2024_0.mp3Mon, 18 Mar 2024 20:02:22 +000000:26:47false32fullOptimal 3DS Data for Merchants and IssuersWelcome to the February edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss optimal 3DS data for both merchants and issuers. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! Welcome to the February edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss optimal 3DS data for both merchants and issuers. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! Welcome to the February edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss optimal 3DS data for both merchants and issuers. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+February+2024.mp3Fri, 16 Feb 2024 01:23:16 +000000:23:52false22fullPayment Security Trends in 2024Welcome to the January edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the major themes that will be relevant to EMV 3DS in 2024 and how this year is set to be transformative for Arcot. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the January edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the major themes that will be relevant to EMV 3DS in 2024 and how this year is set to be transformative for Arcot. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the January edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the major themes that will be relevant to EMV 3DS in 2024 and how this year is set to be transformative for Arcot. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+January+2024_0.mp3Mon, 22 Jan 2024 20:35:26 +000000:29:46false12fullArcot 2023 in ReviewWelcome to the December edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke talk about the recent VMWare acquisition and provide 2023 year-end reflections. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! Welcome to the December edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke talk about the recent VMWare acquisition and provide 2023 year-end reflections. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! Welcome to the December edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke talk about the recent VMWare acquisition and provide 2023 year-end reflections. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast-Dec_2023.mp3Thu, 14 Dec 2023 02:36:22 +000000:24:15false171fullEmpowering Merchants to Enhance SecurityWelcome to the November edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss Arcot’s innovative and merchant-focused approach to 3DS that empowers merchants to enhance security, reduce transaction costs, and significantly improve conversion rates. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the November edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss Arcot’s innovative and merchant-focused approach to 3DS that empowers merchants to enhance security, reduce transaction costs, and significantly improve conversion rates. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the November edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss Arcot’s innovative and merchant-focused approach to 3DS that empowers merchants to enhance security, reduce transaction costs, and significantly improve conversion rates. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast-Nov_2023.mp3Tue, 14 Nov 2023 18:25:41 +000000:30:13false161full3DS Summit HighlightsWelcome to the October edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the highlights from the recent UK Summit in London – an open discussion and collaboration across issuers, processors, and merchants, and they share their views on 3DS best practices. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the October edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the highlights from the recent UK Summit in London – an open discussion and collaboration across issuers, processors, and merchants, and they share their views on 3DS best practices. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the October edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the highlights from the recent UK Summit in London – an open discussion and collaboration across issuers, processors, and merchants, and they share their views on 3DS best practices. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast-Oct_2023.mp3Thu, 19 Oct 2023 20:40:48 +000000:30:22false151fullBringing Payments Ecosystem TogetherWelcome to the September edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the upcoming 3DS Summit in London and what to expect, along with the key topics on data-driven execution. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the September edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the upcoming 3DS Summit in London and what to expect, along with the key topics on data-driven execution. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the September edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the upcoming 3DS Summit in London and what to expect, along with the key topics on data-driven execution. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast-Sept_2023.mp3Thu, 21 Sep 2023 16:48:09 +000000:26:47false141fullArcot EMV 3DS Processing Recommendations for PSD2Welcome to the August edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the EMV 3DS processing recommendations for PSD2 for Merchants/Acquirers and for Issuers, and a few more topics. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the August edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the EMV 3DS processing recommendations for PSD2 for Merchants/Acquirers and for Issuers, and a few more topics. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the August edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the EMV 3DS processing recommendations for PSD2 for Merchants/Acquirers and for Issuers, and a few more topics. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast-August_2023.mp3Wed, 16 Aug 2023 18:35:51 +000000:27:00false131fullTrusted BeneficiariesWelcome to the June edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss two important topics. The first relates to reducing challenge rates through exemptions via Arcot’s Trusted Beneficiary offering. And, the second topic is Arcot Fraud Alerts; a new service where Arcot sends regular alerts to customers on anomalies across the Arcot Network to quickly adapt rules and prevent fraud. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the June edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss two important topics. The first relates to reducing challenge rates through exemptions via Arcot’s Trusted Beneficiary offering. And, the second topic is Arcot Fraud Alerts; a new service where Arcot sends regular alerts to customers on anomalies across the Arcot Network to quickly adapt rules and prevent fraud. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the June edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss two important topics. The first relates to reducing challenge rates through exemptions via Arcot’s Trusted Beneficiary offering. And, the second topic is Arcot Fraud Alerts; a new service where Arcot sends regular alerts to customers on anomalies across the Arcot Network to quickly adapt rules and prevent fraud. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast-June_2023.mp3Thu, 22 Jun 2023 19:06:24 +000000:29:27false121fullArcot Framework for Third-Party Risk InsightsWelcome to the July edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the Arcot framework for third-party risk insights and a series of topics related to enhancing 3DS performance. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! Welcome to the July edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the Arcot framework for third-party risk insights and a series of topics related to enhancing 3DS performance. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! Welcome to the July edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the Arcot framework for third-party risk insights and a series of topics related to enhancing 3DS performance. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast-July_2023.mp3Wed, 19 Jul 2023 19:48:09 +000000:20:37false121fullLeverage Data, Rules, and Exemptions to Reduce Friction for CardholdersWelcome to the May edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share the issue of 3DS challenge rates; specifically that they are too high. While PSD2 compliance drove challenge rates higher, we now have an opportunity to leverage data, rules, and exemptions to reduce friction for cardholders. The benefits of this approach are self-evident; cardholders complete more transactions, resulting in more revenue, interchange, and business for merchants. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the May edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share the issue of 3DS challenge rates; specifically that they are too high. While PSD2 compliance drove challenge rates higher, we now have an opportunity to leverage data, rules, and exemptions to reduce friction for cardholders. The benefits of this approach are self-evident; cardholders complete more transactions, resulting in more revenue, interchange, and business for merchants. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the May edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share the issue of 3DS challenge rates; specifically that they are too high. While PSD2 compliance drove challenge rates higher, we now have an opportunity to leverage data, rules, and exemptions to reduce friction for cardholders. The benefits of this approach are self-evident; cardholders complete more transactions, resulting in more revenue, interchange, and business for merchants. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast-May_2023.mp3Thu, 18 May 2023 22:21:56 +000000:25:52false111fullWelcome to the April edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share key highlights from the 3DS Summit and discuss program management to help clients make the most of the platform. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the April edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share key highlights from the 3DS Summit and discuss program management to help clients make the most of the platform. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the April edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share key highlights from the 3DS Summit and discuss program management to help clients make the most of the platform. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast-April_2023.mp3Wed, 19 Apr 2023 19:39:48 +000000:24:56false101fullRisk-Based AuthenticationWelcome to the March edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share their perspectives on Strong customer authentication (SCA), which is at the forefront of payment adoption. Get more insights into how we do risk-based authentication, allowing legitimate transactions to just keep flowing with higher approval rates for issuers, which means higher approval rates for merchants, which means that everyone's winning! Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the March edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share their perspectives on Strong customer authentication (SCA), which is at the forefront of payment adoption. Get more insights into how we do risk-based authentication, allowing legitimate transactions to just keep flowing with higher approval rates for issuers, which means higher approval rates for merchants, which means that everyone's winning! Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the March edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share their perspectives on Strong customer authentication (SCA), which is at the forefront of payment adoption. Get more insights into how we do risk-based authentication, allowing legitimate transactions to just keep flowing with higher approval rates for issuers, which means higher approval rates for merchants, which means that everyone's winning! Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+Mar_2023.mp3Wed, 22 Mar 2023 16:12:19 +000000:26:02false91full3-D Secure Best PracticesWelcome to the February edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share details of our upcoming Arcot 3DS Summit in London and discuss 3DS best practices. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the February edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share details of our upcoming Arcot 3DS Summit in London and discuss 3DS best practices. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the February edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share details of our upcoming Arcot 3DS Summit in London and discuss 3DS best practices. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+Feb_2023.mp3Tue, 28 Feb 2023 16:54:00 +000000:24:13false81fullLooking Ahead Toward Payments Security in 2023Welcome to the January edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share 2022 reflections, provide insights into what’s ahead in 2023, and discuss plans to support clients. We also review industry trends and the rapid advances in robotics and artificial intelligence together with their implications for both digital and payments security. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! Welcome to the January edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share 2022 reflections, provide insights into what’s ahead in 2023, and discuss plans to support clients. We also review industry trends and the rapid advances in robotics and artificial intelligence together with their implications for both digital and payments security. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! Welcome to the January edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share 2022 reflections, provide insights into what’s ahead in 2023, and discuss plans to support clients. We also review industry trends and the rapid advances in robotics and artificial intelligence together with their implications for both digital and payments security. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+January+2023.mp3Mon, 23 Jan 2023 22:37:52 +000000:27:05false71fullArcot 3DS Summit, Scorecards and CryptoWelcome to the November edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share information on the Visa and Arcot payment frameworks, the new self-service customer journey designer, and the latest Arcot Global Scorecard. Listen in to get highlights from the recent Arcot 3DS Summit in the UK, key changes post-sunset of 3DS 1.0.2, and thoughts on the recent events in the world of crypto. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the November edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share information on the Visa and Arcot payment frameworks, the new self-service customer journey designer, and the latest Arcot Global Scorecard. Listen in to get highlights from the recent Arcot 3DS Summit in the UK, key changes post-sunset of 3DS 1.0.2, and thoughts on the recent events in the world of crypto. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the November edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share information on the Visa and Arcot payment frameworks, the new self-service customer journey designer, and the latest Arcot Global Scorecard. Listen in to get highlights from the recent Arcot 3DS Summit in the UK, key changes post-sunset of 3DS 1.0.2, and thoughts on the recent events in the world of crypto. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+November+2022.mp3Fri, 18 Nov 2022 17:49:55 +000000:34:54false61fullFarewell to 3-D Secure 1.0.2Welcome to the October edition of the Arcot podcast! This month we mark the end of an era with the sunset for 3DS 1.0.2 which was fully sunset across the schemes on October 18th. As a business, we welcome this transition and the additional data elements and functionality of the new protocol. In this podcast, James Jenkins and Matt Cooke share their experience of the transition and also what lies ahead for the new phase of the protocol. Please subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3D Secure and the digital payments industry. Hope you enjoy this edition! Welcome to the October edition of the Arcot podcast! This month we mark the end of an era with the sunset for 3DS 1.0.2 which was fully sunset across the schemes on October 18th. As a business, we welcome this transition and the additional data elements and functionality of the new protocol. In this podcast, James Jenkins and Matt Cooke share their experience of the transition and also what lies ahead for the new phase of the protocol. Please subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3D Secure and the digital payments industry. Hope you enjoy this edition! Welcome to the October edition of the Arcot podcast! This month we mark the end of an era with the sunset for 3DS 1.0.2 which was fully sunset across the schemes on October 18th. As a business, we welcome this transition and the additional data elements and functionality of the new protocol. In this podcast, James Jenkins and Matt Cooke share their experience of the transition and also what lies ahead for the new phase of the protocol. Please subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3D Secure and the digital payments industry. Hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+-+October+2022.mp3Fri, 21 Oct 2022 20:39:16 +000000:27:23false51fullAuthentication and Transaction Risk AnalysisWelcome to the September edition of the Arcot podcast. This month, James Jenkins and Matt Cooke share their perspectives from a recent visit to the UK and Ireland, updates on the 2.3.1 protocol, Triple Data Encryption Algorithm (TDEA or 3DES), the updated authentication scorecard, and the importance of implementing 3DS best practices to increase overall approval rates. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the September edition of the Arcot podcast. This month, James Jenkins and Matt Cooke share their perspectives from a recent visit to the UK and Ireland, updates on the 2.3.1 protocol, Triple Data Encryption Algorithm (TDEA or 3DES), the updated authentication scorecard, and the importance of implementing 3DS best practices to increase overall approval rates. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!Welcome to the September edition of the Arcot podcast. This month, James Jenkins and Matt Cooke share their perspectives from a recent visit to the UK and Ireland, updates on the 2.3.1 protocol, Triple Data Encryption Algorithm (TDEA or 3DES), the updated authentication scorecard, and the importance of implementing 3DS best practices to increase overall approval rates. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+September.mp3Wed, 21 Sep 2022 18:38:11 +000000:30:45false41full3-D Secure works better with Data AnalyticsIn this edition, we have Matt Cooke and James Jenkins discussing our theme of how 3-D Secure (3DS) works together with data science and data analytics to optimize digital payments. This month, the Arcot team also provides various product announcements for both issuers and merchants, along with our perspectives from our customer success team, and the updates on our authentication scorecard. Please consider subscribing to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3D Secure and the digital payments industry. Hope you enjoy this edition!In this edition, we have Matt Cooke and James Jenkins discussing our theme of how 3-D Secure (3DS) works together with data science and data analytics to optimize digital payments. This month, the Arcot team also provides various product announcements for both issuers and merchants, along with our perspectives from our customer success team, and the updates on our authentication scorecard. Please consider subscribing to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3D Secure and the digital payments industry. Hope you enjoy this edition!In this edition, we have Matt Cooke and James Jenkins discussing our theme of how 3-D Secure (3DS) works together with data science and data analytics to optimize digital payments. This month, the Arcot team also provides various product announcements for both issuers and merchants, along with our perspectives from our customer success team, and the updates on our authentication scorecard. Please consider subscribing to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3D Secure and the digital payments industry. Hope you enjoy this edition!https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Podcast+August+2022.mp3Wed, 24 Aug 2022 18:22:14 +000000:35:59false31full3-D Secure Optimization using Delegated AuthenticationIn this edition, we have Matt Cooke and James Jenkins discussing the 3-D Secure (3DS) optimization with a focus on Delegated Authentication, one of the key tools for minimizing friction during an eCommerce transaction while at the same time reducing fraud. Arcot is actively working with issuers and merchants on Arcot Delegated Authentication Framework to provide the contractual vehicle to support these transactions. This supports other tools such as Trusted Beneficiary, Data Only, and a wide range of available exemptions all designed to make 3DS work better. We also discuss the increasing problem of fraud attacks on Authorized Push Payments (APP) where fraudsters trick genuine cardholders to complete a fraudulent transaction. We explore how to leverage the Arcot Network to identify high-risk beneficiary accounts before funds are transferred thereby blocking fraud and protecting often some of the most vulnerable customers. Subscribe to our Monthly Newsletter to stay updated via email.In this edition, we have Matt Cooke and James Jenkins discussing the 3-D Secure (3DS) optimization with a focus on Delegated Authentication, one of the key tools for minimizing friction during an eCommerce transaction while at the same time reducing fraud. Arcot is actively working with issuers and merchants on Arcot Delegated Authentication Framework to provide the contractual vehicle to support these transactions. This supports other tools such as Trusted Beneficiary, Data Only, and a wide range of available exemptions all designed to make 3DS work better. We also discuss the increasing problem of fraud attacks on Authorized Push Payments (APP) where fraudsters trick genuine cardholders to complete a fraudulent transaction. We explore how to leverage the Arcot Network to identify high-risk beneficiary accounts before funds are transferred thereby blocking fraud and protecting often some of the most vulnerable customers. Subscribe to our Monthly Newsletter to stay updated via email.In this edition, we have Matt Cooke and James Jenkins discussing the 3-D Secure (3DS) optimization with a focus on Delegated Authentication, one of the key tools for minimizing friction during an eCommerce transaction while at the same time reducing fraud. Arcot is actively working with issuers and merchants on Arcot Delegated Authentication Framework to provide the contractual vehicle to support these transactions. This supports other tools such as Trusted Beneficiary, Data Only, and a wide range of available exemptions all designed to make 3DS work better. We also discuss the increasing problem of fraud attacks on Authorized Push Payments (APP) where fraudsters trick genuine cardholders to complete a fraudulent transaction. We explore how to leverage the Arcot Network to identify high-risk beneficiary accounts before funds are transferred thereby blocking fraud and protecting often some of the most vulnerable customers. Subscribe to our Monthly Newsletter to stay updated via email.https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Monthly+Podcast+July+2022.mp3Wed, 20 Jul 2022 17:49:08 +000000:26:13false21fullThe Arcot Network, OOB Authentication Enhancements, EMVCo Protocol UpdatesIn this edition, we share updates including EMVCo and 2.3.1, the Arcot Network strategy, and continue our celebration of 25 years of Arcot. With PSD2 and the FCA mandate now fully in force, we continue our focus on optimization; leveraging the Arcot Authentication scorecard to drive higher CSR, ASR, and fight fraud. In addition, Arcot’s enhanced APIs and connectivity create opportunities for deeper integration, leveraging the Arcot Network to score transactions beyond 3DS. Hope you enjoy this edition! In this edition, we share updates including EMVCo and 2.3.1, the Arcot Network strategy, and continue our celebration of 25 years of Arcot. With PSD2 and the FCA mandate now fully in force, we continue our focus on optimization; leveraging the Arcot Authentication scorecard to drive higher CSR, ASR, and fight fraud. In addition, Arcot’s enhanced APIs and connectivity create opportunities for deeper integration, leveraging the Arcot Network to score transactions beyond 3DS. Hope you enjoy this edition! In this edition, we share updates including EMVCo and 2.3.1, the Arcot Network strategy, and continue our celebration of 25 years of Arcot. With PSD2 and the FCA mandate now fully in force, we continue our focus on optimization; leveraging the Arcot Authentication scorecard to drive higher CSR, ASR, and fight fraud. In addition, Arcot’s enhanced APIs and connectivity create opportunities for deeper integration, leveraging the Arcot Network to score transactions beyond 3DS. Hope you enjoy this edition! https://symantec-enterprise-podcasts.security.com/podcasts/assets/audio/Arcot+Monthly+Podcast+May+2022.mp3Mon, 20 Jun 2022 21:57:13 +000000:30:23false11