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In this episode, we dive into Visa’s new Data Contribution Authentication Program (DCAP) and why it marks a "step change" for the 3-D Secure (3DS) ecosystem in the US and beyond. We explore how merchants are now leveraging 3DS Data-Share-Only (DSO) transactions to secure reduced interchange fees. Evidence of 3DS adoption appears in the data: 3DS volumes on the Arcot Network rose between 100% and 160% year-over-year in just one week. We dive into why more data leads to better issuer decisioning, higher approval and authorization rates, and a significant reduction in chargebacks - citing real-world results like the 6% chargeback drop seen in the Square case study. AI and the Arcot Smart Ruleset are becoming essential tools for issuers to defend against increasingly sophisticated fraudsters using LLMs to target payment vulnerabilities. Tune into this podcast to hear how the shift from using 3DS for high-risk transaction volumes to using it as a protocol for data-sharing is creating a more secure, efficient, and profitable landscape for both merchants and issuers.

With U.S. and Israeli kinetic operations in Iran (March 2026), Iranian cyber units are scrambling to retaliate in the one domain where they can fight on more equal footing. Dan Mellinger sits down with Symantec threat intelligence veteran Dick O'Brien to unpack what's actually happening on the wire — including active intrusions discovered on 5–6 organizations across the U.S. and Canada, and the recent Stryker attack that didn't use a single piece of malware. In this episode: - Why Iran punches above its weight in cyberspace (and how they got there) - The IRGC and MOIS: espionage today, sabotage tomorrow - The shift from custom disk-wipers to living-off-the-land via Microsoft Intune - How Iranian operators are borrowing Russian cloud-attack tradecraft - The surprisingly effective Iranian social engineering playbook (yes, including the Liverpool "fitness instructor" honey trap) - The little-known Iranian origins of the modern ransomware model - What defenders — especially in the U.S. — should be doing this week

How did Data Loss Prevention go from a forgotten niche to a boardroom necessity? In this episode, host Dan Mellinger sits down with Matt Jones, Channel Technical Director for Information Security at Broadcom's Enterprise Security Group, to trace the full arc of DLP — from its earliest roots to its role in today's enterprise security stack.

Data is at the core of everything Arcot does. Sitting at the heart of the 3-D Secure (3DS) ecosystem, The Arcot Network captures industry-wide intelligence. Arcot shares these insights -- from emerging global fraud trends down to granular, peer-to-peer benchmarking -- to empower smarter payment routing and better outcomes. Today, merchants routing transactions directly to authorization without accompanying data face staggering 15-20% decline rates. Fresh off the heels of MRC Vegas, Arcot is championing U.S. "data-only" adoption to fix this. The continuous flow of rich data strengthens risk-based authentication and fraud defenses, powers the automated fraud savings of The Arcot Smart Ruleset, improves authorization rates, and ultimately makes digital shopping smarter and safer for everyone. The Arcot Smart Ruleset has moved from hypothesis to proof with large issuers seeing $1m+ in annualized fraud savings. In the AI superintelligence era, the best models and the fastest adopters win. Tune in to learn more.

As AI shifts from passive large language models (LLMs) to active "Agents" capable of executing tasks, the cybersecurity landscape is hitting a fever pitch. In this episode, recorded ahead of their Black Hat Europe presentation, your go-to cybersecurity communicator Dan Mellinger sits down with Paul Miller (Threat Intelligence & Ops Leader) and Dick O’Brien (Principal Research Editor, Symantec & Carbon Black) to dissect the escalating AI arms race. From the rise of "SpamGPT" to the shift toward "Predictive Security," we explore why defenders might actually have the winning hand in an AI-driven world.