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The rules of e-commerce are changing fast, and payment authentication has never been more critical. In Episode 51, Broadcom Payment Security executives break down how to balance fraud prevention with a frictionless user experience to drive revenue growth. We dive into the rise of autonomous AI shopping agents on platforms like Meta and Shopify, the unique challenge of authenticating non-human actors, and what it all means for the future of 3-D Secure. Plus: how to use frontier AI for proactive cyber defense, rapid-fire takes on Delegated Auth and Passkeys, and a sneak peek at our upcoming payments summits in Dublin and London.

The channel isn't dying. The traditional reseller model is. Alan Maxwell, who leads Broadcom's Catalyst partner business internationally, puts the number on it: fewer than 15–20% of partner sales engineers could pass an unscripted, hands-on XDR architecture exam today, and the partners winning right now are the ones who stopped selling licenses and started selling outcomes. Alan just wrapped a six-part series on SECURITY.COM called The Resilient Channel. This conversation pulls it together for the VARs, MSSPs, distributors and integrators who sit between the vendor and the SOC: which structural force partners are underestimating most (regulation and cyber insurance, not AI), what separates a services-led partner from one with services language bolted on (revenue mix, hiring, comp plans), a 24-month plan to flip from 80% resale to 50/50, why MDF reform is finally real, a one-question test for whether a vendor's "agentic SOC" is agentic at all, and the liability gray area nobody in the industry has solved: when an autonomous agent knocks production offline, who holds the bag?

In our latest podcast episode, Arcot General Manager Matt Cooke previews our upcoming October 3-D Secure Summits in London and Dublin. He breaks down the massive shift in merchant perception of 3-D Secure, driven by scheme incentives, lower interchange fees, and the ecosystem's need for data-sharing to eliminate false declines and recover lost revenue. Scheme updates are building a more secure set of rails for safe transactions, supporting his view that data beats friction. Cooke likens payment authentication, the most effective defense against digital payment fraud, to an "outer castle wall," blocking fraud before it reaches "the inner castle wall" of authorization. Looking ahead, the team explores social engineering countermeasures like Arcot's secondary risk assessment and the future impact of automated AI purchasing agents.

In this episode, Matt Cooke, General Manager of Arcot, the Payment Security Division of Broadcom, shares his insights on the key findings and strategic recommendations from the inaugural Arcot Payments Report. While 3-D Secure (3DS) has long been used to prevent fraud, this report reveals how 3DS transaction insights can help customers, partners, and processors optimize their own strategies to improve payment outcomes, eliminate unnecessary buyer friction, and drive revenue growth. Download the full report at brcm.tech/Arcot2026PaymentsReport.

Explore the evolution of the Arcot business into Broadcom’s Payment Security Division, and its core mission to make 3-D Secure work better. We dive into the rapid advancements of the EMV 3-D Secure protocol and why the Arcot Smart Ruleset is becoming the industry standard for reducing fraud and improving operational performance. We pull back the curtain on our security infrastructure, featuring our deployment of frontier AI, and examine how Arcot's Secondary Risk Evaluation is now embedded into the challenge flow to stop social engineering fraud. Plus, we look toward the future as agentic payments take center stage while AI bots begin executing transactions. Ready to stay ahead of the curve? Head over to arcot.com for our latest briefs, white papers, scorecards, and tech resources.