The Data-Driven Advantage for Higher Approvals and Smarter Security: 3-D Secure, Exemptions, and The Arcot Smart Ruleset
Merchants and issuers are heading into the holiday season with growing confidence in 3-D Secure, as data-only (RCI-06) and TRA-based (RCI-05) transactions mature and deliver stronger authorization performance. Merchants are shifting from using 3DS mainly for liability protection to using it as a true data-exchange channel, while issuers adopting The Arcot Smart Ruleset are seeing meaningful reductions in fraud and friction driven by automation. Enabling these capabilities promptly is critical, as waiting only sacrifices valuable fraud savings and authorization improvements when they matter most.
Chasing Vulns w/ Jerry Gamblin
Dan Mellinger interviews the legendary cybersecurity vulnerability researcher and open-source tool developer, Jerry Gamblin. They explore the importance of understanding CVEs, the role of MITRE, and the significance of the CNA Scorecard in improving data quality. Jerry shares insights on the challenges of managing vulnerabilities, the impact of decentralization, and the need for collaboration among software vendors. The conversation also touches on best practices for vulnerability management, addressing vulnerability fatigue, and the potential of AI in enhancing data processes. Jerry concludes with a glimpse into upcoming projects and innovations at RogoLabs. You can check out all of Jerry's open source tools here: https://rogolabs.net
Managing Security Analyst Burnout
Paul Miller talks about a topic close to his heart: managing Security Operations team workload. He discusses the causes of analyst burnout, along with signs and ways to help mitigate the impacts, both human and operational.
Arcot Summits Highlight a New Era of Data-Driven 3-D Secure Performance
The Arcot Dublin and London 3DS Summits highlighted a clear shift in the industry. Merchants are now using 3-D Secure as a performance driver to boost approvals, enhance experience, and reduce fraud. Momentum is growing around Data-Only and Acquirer TRA, with richer data from merchants enabling smarter, frictionless decisioning from issuers. Meanwhile, The Arcot Smart Ruleset has gone live, marking a turning point in intelligent authentication. It's delivering measurable gains -- cutting fraud losses, improving approvals, and reducing friction -- that amount to real revenue savings. Arcot brings a cross-network vantage point, thousands of banks, billions of transactions, using data to strengthen decisioning.
Authentically Marketing Cybersecurity
Dan sits down with Monica White the CMO of the Enterprise Security Group at Broadcom (and his boss) to talk about the often winding career paths in marketing, early best practices, and understand how authenticity is the key to build durable brands.