More Data, More Signal: Rich Intelligence for 3DS Payment Optimization, Higher Approvals, and Greater Fraud Savings
Data is at the core of everything Arcot does. Sitting at the heart of the 3-D Secure (3DS) ecosystem, The Arcot Network captures industry-wide intelligence. Arcot shares these insights -- from emerging global fraud trends down to granular, peer-to-peer benchmarking -- to empower smarter payment routing and better outcomes. Today, merchants routing transactions directly to authorization without accompanying data face staggering 15-20% decline rates. Fresh off the heels of MRC Vegas, Arcot is championing U.S. "data-only" adoption to fix this. The continuous flow of rich data strengthens risk-based authentication and fraud defenses, powers the automated fraud savings of The Arcot Smart Ruleset, improves authorization rates, and ultimately makes digital shopping smarter and safer for everyone. The Arcot Smart Ruleset has moved from hypothesis to proof with large issuers seeing $1m+ in annualized fraud savings. In the AI superintelligence era, the best models and the fastest adopters win. Tune in to learn more.
AI-Hacking: Red Team vs. Blue Team
As AI shifts from passive large language models (LLMs) to active "Agents" capable of executing tasks, the cybersecurity landscape is hitting a fever pitch. In this episode, recorded ahead of their Black Hat Europe presentation, your go-to cybersecurity communicator Dan Mellinger sits down with Paul Miller (Threat Intelligence & Ops Leader) and Dick O’Brien (Principal Research Editor, Symantec & Carbon Black) to dissect the escalating AI arms race. From the rise of "SpamGPT" to the shift toward "Predictive Security," we explore why defenders might actually have the winning hand in an AI-driven world.
3-D Secure Superintelligence
3D Secure is well-suited for the AI superintelligence era, as a layer that can process what humans simply cannot. Shifting from basic scoring to models that rapidly analyze transactions that are full of rich and complete meta data, The Arcot Network uses billions of data points to deliver automated fraud savings measured in the millions with The Arcot Smart Ruleset. Arcot is bridging the divide between merchants and issuers through 3DS data and fraud rule automation to deliver real results. Tune in to learn more.
Personal Privacy w/ Electronic Frontier Foundations (EFF)
In this episode, Dan Mellinger and Paul Miller host Cooper Quintin from the Electronic Frontier Foundation (EFF) to discuss the evolving landscape of cybersecurity, privacy threats, and the importance of human rights in the digital age. They explore the impact of smartphones on privacy, the role of tools like Privacy Badger, and the need for comprehensive privacy legislation. The conversation also highlights the significance of activism and community involvement in advocating for digital rights and privacy protections.
2026 Threat Predictions
Dick O'Brien details the Symantec Threat Hunters cybersecurity predictions for 2026. One of which we've already seen come to pass in January. Five Cyber Predictions for 2026: https://www.security.com/feature-stories/five-cyber-predictions-2026