Arcot Newsletter Podcast

Welcome to the September edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the upcoming 3DS Summit in London and what to expect, along with the key topics on data-driven execution. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the August edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the EMV 3DS processing recommendations for PSD2 for Merchants/Acquirers and for Issuers, and a few more topics. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the June edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss two important topics. The first relates to reducing challenge rates through exemptions via Arcot’s Trusted Beneficiary offering. And, the second topic is Arcot Fraud Alerts; a new service where Arcot sends regular alerts to customers on anomalies across the Arcot Network to quickly adapt rules and prevent fraud. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the July edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the Arcot framework for third-party risk insights and a series of topics related to enhancing 3DS performance. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the May edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share the issue of 3DS challenge rates; specifically that they are too high. While PSD2 compliance drove challenge rates higher, we now have an opportunity to leverage data, rules, and exemptions to reduce friction for cardholders. The benefits of this approach are self-evident; cardholders complete more transactions, resulting in more revenue, interchange, and business for merchants. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the April edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share key highlights from the 3DS Summit and discuss program management to help clients make the most of the platform. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the March edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share their perspectives on Strong customer authentication (SCA), which is at the forefront of payment adoption. Get more insights into how we do risk-based authentication, allowing legitimate transactions to just keep flowing with higher approval rates for issuers, which means higher approval rates for merchants, which means that everyone's winning! Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the February edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share details of our upcoming Arcot 3DS Summit in London and discuss 3DS best practices. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the January edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share 2022 reflections, provide insights into what’s ahead in 2023, and discuss plans to support clients. We also review industry trends and the rapid advances in robotics and artificial intelligence together with their implications for both digital and payments security. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the November edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share information on the Visa and Arcot payment frameworks, the new self-service customer journey designer, and the latest Arcot Global Scorecard. Listen in to get highlights from the recent Arcot 3DS Summit in the UK, key changes post-sunset of 3DS 1.0.2, and thoughts on the recent events in the world of crypto. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the October edition of the Arcot podcast! This month we mark the end of an era with the sunset for 3DS 1.0.2 which was fully sunset across the schemes on October 18th. As a business, we welcome this transition and the additional data elements and functionality of the new protocol. In this podcast, James Jenkins and Matt Cooke share their experience of the transition and also what lies ahead for the new phase of the protocol. Please subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3D Secure and the digital payments industry. Hope you enjoy this edition!

Welcome to the September edition of the Arcot podcast. This month, James Jenkins and Matt Cooke share their perspectives from a recent visit to the UK and Ireland, updates on the 2.3.1 protocol, Triple Data Encryption Algorithm (TDEA or 3DES), the updated authentication scorecard, and the importance of implementing 3DS best practices to increase overall approval rates. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

In this edition, we have Matt Cooke and James Jenkins discussing our theme of how 3-D Secure (3DS) works together with data science and data analytics to optimize digital payments. This month, the Arcot team also provides various product announcements for both issuers and merchants, along with our perspectives from our customer success team, and the updates on our authentication scorecard. Please consider subscribing to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3D Secure and the digital payments industry. Hope you enjoy this edition!

In this edition, we have Matt Cooke and James Jenkins discussing the 3-D Secure (3DS) optimization with a focus on Delegated Authentication, one of the key tools for minimizing friction during an eCommerce transaction while at the same time reducing fraud. Arcot is actively working with issuers and merchants on Arcot Delegated Authentication Framework to provide the contractual vehicle to support these transactions. This supports other tools such as Trusted Beneficiary, Data Only, and a wide range of available exemptions all designed to make 3DS work better. We also discuss the increasing problem of fraud attacks on Authorized Push Payments (APP) where fraudsters trick genuine cardholders to complete a fraudulent transaction. We explore how to leverage the Arcot Network to identify high-risk beneficiary accounts before funds are transferred thereby blocking fraud and protecting often some of the most vulnerable customers. Subscribe to our Monthly Newsletter to stay updated via email.

In this edition, we share updates including EMVCo and 2.3.1, the Arcot Network strategy, and continue our celebration of 25 years of Arcot. With PSD2 and the FCA mandate now fully in force, we continue our focus on optimization; leveraging the Arcot Authentication scorecard to drive higher CSR, ASR, and fight fraud. In addition, Arcot’s enhanced APIs and connectivity create opportunities for deeper integration, leveraging the Arcot Network to score transactions beyond 3DS. Hope you enjoy this edition!